Carney Curve

Boston College course evaluations · every published number, ranked class by class

Positions account for how many records stand behind each number, so one perfect review does not outrank a semester of them. Every score shown is the real average — only the ordering is adjusted.

Class record · ADEC · ADV

ADEC 7360

Financial Economics · 1 instructor on record · 9 sections

What the course score is made of
88BC evaluations9 records · weight ×1.0 · Fall 2021 – Fall 2025
Student reviewsno reviews — does not contribute
RateMyProfessorsno ratings — does not contribute

That is the class itself, averaged across everyone who taught it. Who taught it, and how each of them scored, is the board below — that is what a student picking a section is actually choosing between.

What the challenge rank is made of
36thMore challenging than 36% of BC classesranked against every one we hold
88BC — “Intellectually Challenging”9 records · raw score out of 100

Boston College's own “intellectually challenging” question for this class only — students answer it positively about courses that stretched them, so it measures intellectual challenge and NOT grading, workload or quality. Almost every BC class scores high on it, which is why it is shown as a rank rather than a score.

What the workload rank is made of
86thMore work than 86% of BC classesranked against every one we hold
72BC — “Workload”9 records · raw score out of 100

Boston College reports workload for this class only as one of five bands, not as a number of hours, and it does not publish what the bands mean — so this site will not translate it into hours. Higher means more work, which is not the same as worse.

This course teaches the practical application of finance theory to decisions made in industry. We will learn how individuals and firms choose investment portfolio decisions under uncertainty with a particular focus on topics such as the capital asset pricing model, market imperfections, borrowing constraints, market efficiency and security valuation. Understanding how interest rates, exchange rates, and risk work will aid your understanding of multiple firm problems such as why does a firm chooses a specific investment or place of manufacturing. In addition, studying term structures and discounted cash flows are important to understanding the decision to invest over time.

The only instructor on record

9 sections · nobody else has taught itFull record
InstructorOverallWorkloadChallenge
Michal KowalikAdvancing Studies889 records86th36th

There is no ranking to read here: Michal Kowalik is the only instructor with evaluation records for ADEC 7360, so the number is a record, not a position.

Also taught by Michal Kowalik

2 other classes
ClassInstructorsCourse score
ADEC 2890Money, Banking and Financial Systems12 records84
ADEC 3340Labor Economics11 record100

Other ADEC classes

All of them
ClassInstructorsCourse score
ADEC 7320Econometrics629 records82
ADEC 7200Applied Macroeconomic Theory228 records86
ADEC 7500Ethics, Economics, and Public Policy226 records87
ADEC 7201Applied Microeconomic Theory224 records79
ADEC 7430Big Data Econometrics623 records87
ADEC 7301Data Analysis722 records86

The line

All 13 items · means across 9 records
The Professor4 items
Clearly Explains MaterialThe instructor was effective at creating an understanding of difficult subject matter.
9241st pctl
Available Outside of ClassThe instructor was available for help outside of class.
8817th pctl
Brings Out Your Best WorkThe instructor motivated me to do my best work.
9239th pctl
Sparked My InterestThe course stimulated my interest in the subject matter.
9445th pctl
The Course3 items
Well-Organized CourseThe course was well organized.
9149th pctl
Clear Learning GoalsThe learning objectives for the course were clear.
9253rd pctl
Useful Beyond the CourseWhat I learned is applicable beyond this course.
9139th pctl
Assignments & Feedback3 items
Assignments Help You LearnAssignments and exams contributed to my learning.
9152nd pctl
Gives Feedback PromptlyI received feedback on my work in a timely manner.
8318th pctl
Meaningful FeedbackThe feedback I received on my work was meaningful.
8933rd pctl
Workload, difficulty & attendanceNot ratings
WorkloadHow much work the course took outside class, on Boston College's five-band scale — the band boundaries are not published, so this is not a number of hours.
7286th pctl
Intellectually ChallengingThe course was intellectually challenging.
8836th pctl
Attendance MattersAttending class was necessary to do well in this course.
8624th pctl

Bar length is the rank against every comparable record we hold, not the raw score: BC's questions all have a median around 4.5, so a raw-scale bar would be nearly full on every row and would tell you nothing. Every bar is one ink colour — nothing here is graded green or red. The hatched bars are not ratings at all: a higher number on either describes a different course, not a better one.

Game log

9 sections · newest first
InstructorTermSecInstrCourseWork
Michal KowalikFall 202501838680
Michal KowalikSummer 2025019492
Michal KowalikFall 202401808060
Michal KowalikSummer 202401898880
Michal KowalikFall 2023019593
Michal KowalikSummer 2023018387
Michal KowalikFall 202201918680
Michal KowalikSummer 2022018590
Michal KowalikFall 202101968860

How to read this boardInstructors are ranked on their record in this class only, never on their average across everything they teach. Scores are out of 100 — Boston College's 1–5 agreement scale, ×20, the way these numbers were printed for years. Workload is BC's own five-band figure, not a number of hours, and is shown as a rank. A dash means the question was not reported, and is never a zero.